Livelihoods & Financial Inclusion

Strengthening economic resilience and empowering households to build sustainable, self-reliant futures.

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Organized Group Members
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Savings Groups Formed
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Livelihood Beneficiaries
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Post-Harvest Trained

VOSD's Livelihoods and Financial Inclusion programs are designed to break the cycle of generational poverty. We believe that economic empowerment is the foundation of community resilience. By providing access to financial services, savings mobilization, skills training, and productive asset development, we help low-income households transition from daily survival to long-term self-reliance.

Current Initiatives

Active programs currently transforming lives and building a financially inclusive Bangladesh.

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Ongoing

Micro-credit Revolving Fund & Financial Inclusion

1988 - Ongoing Donor Phase: 1999 - 2002

The cornerstone of VOSD's economic empowerment strategy. By organizing communities into savings groups, we provide accessible microcredit to those traditionally excluded from formal banking. The program boasts exceptional repayment rates and primarily targets women, ensuring that financial independence uplifts entire families.

0 Group Members
0 Savings Groups
0 Female Members
0 Recovery Rate
02
Ongoing

Livelihood Development Program

1987 - Ongoing

A holistic program supporting income-generating activities at the household level. It provides microcredit alongside skills training for various rural trades. The initiative focuses on diversifying income streams, creating productive assets, and building resilience against economic shocks.

0 Members Received Loans
0 Years of Impact
03
Ongoing

Gipsy & Slum Community Program

Phase 1: 2018 - 2019 Phase 2: 2019 - 2026

A specialized intervention targeting the most marginalized urban populations, including gipsy and slum-dwelling households. The program focuses on social protection, basic service access, and financial inclusion to integrate these communities into the broader urban economy.

0 People Supported
0 Households

Legacy Programs

A look back at our historical initiatives that laid the foundation for today's economic resilience.

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Completed

Fael Khair Program - Cyclone SIDR Rehabilitation

2007 - 2010 Donor Phase: 2009 - 2025

A vital disaster recovery initiative providing interest-free microcredit to families devastated by Cyclone SIDR. The program enabled households in coastal districts to rebuild their livelihoods through agriculture, fisheries, and livestock rearing, turning a moment of crisis into an opportunity for sustainable recovery.

0 Families Supported
0 Coastal Districts
02
Completed

Post Harvest & Food Processing Training

Phase 1: Feb - Jul 2022 Phase 2: 2023 - 2024

Designed to reduce post-harvest losses and increase the economic value of agricultural products. The training equipped farmers and rural entrepreneurs with modern techniques in food preservation, processing, packaging, and marketing, creating new income-generating opportunities.

0 Farmers & Entrepreneurs
0 Training Batches